:root{--santander-red: #EC0000;--white: #FFFFFF;--dark-gray: #333333;--medium-gray: #555555;--light-gray: #f4f4f4;--background-color: #f9f9f9}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Lato,sans-serif;line-height:1.6;color:var(--dark-gray);background-color:var(--white)}.container{max-width:1100px;margin:0 auto;padding:0 20px}h1,h2,h3,h4{font-weight:700;line-height:1.2}h1{font-size:2.8rem;color:var(--white)}h2{font-size:2.2rem;text-align:center;margin-bottom:40px;color:var(--dark-gray);font-weight:900}section{padding:60px 0}.page-content{padding-top:100px}.header{background-color:var(--white);box-shadow:0 2px 4px #0000001a;position:fixed;width:100%;top:0;z-index:1000}.header .container{display:flex;justify-content:space-between;align-items:center;height:70px}.logo{font-size:1.5rem;font-weight:900;color:var(--santander-red)}.header nav ul{list-style:none;display:flex}.header nav ul li{margin-left:25px}.header nav ul li a{text-decoration:none;color:var(--dark-gray);font-weight:700;transition:color .3s ease}.header nav ul li a:hover{color:var(--santander-red)}.hero{background:linear-gradient(#00000080,#00000080),url(https://images.unsplash.com/photo-1556761175-5973dc0f32e7?q=80&w=1932&auto=format&fit=crop) no-repeat center center/cover;color:var(--white);height:60vh;display:flex;align-items:center;justify-content:center;text-align:center;padding-top:70px}.hero p{font-size:1.2rem;max-width:600px;margin:20px auto 0}.about{background-color:var(--background-color)}.about .container{max-width:800px;text-align:center}.diferenciais{margin-top:40px}.diferenciais h3{margin-bottom:20px;font-size:1.5rem}.diferenciais ul{list-style:none;text-align:left;display:inline-block}.diferenciais ul li{margin-bottom:10px;font-size:1.1rem}.services{background-color:var(--white)}.cards-container{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:30px}.card{background-color:var(--white);padding:30px;border-radius:8px;box-shadow:0 4px 10px #00000014;text-align:center;border-top:4px solid var(--santander-red);transition:transform .3s ease,box-shadow .3s ease}.card:hover{transform:translateY(-5px);box-shadow:0 8px 20px #0000001f}.card h3{font-size:1.4rem;margin-bottom:15px;color:var(--dark-gray)}.testimonials{background-color:var(--santander-red);color:var(--white)}.testimonials h2{color:var(--white)}blockquote{max-width:700px;margin:0 auto;text-align:center;border-left:none}blockquote p{font-size:1.3rem;font-style:italic}blockquote footer{margin-top:20px;font-weight:700}.contact{background-color:var(--background-color)}.contact-content{display:flex;flex-wrap:wrap;gap:40px;align-items:center}.contact-info,.contact-form{flex:1;min-width:300px}.contact-info h3,.contact-form h3{font-size:1.5rem;margin-bottom:20px;color:var(--dark-gray)}form input,form textarea{width:100%;padding:12px;margin-bottom:15px;border:1px solid #ccc;border-radius:4px;font-family:Lato,sans-serif}form button{background-color:var(--santander-red);color:var(--white);padding:12px 25px;border:none;border-radius:4px;cursor:pointer;font-size:1rem;font-weight:700;transition:background-color .3s ease}form button:hover{background-color:#c40000}.terms{background-color:var(--white)}.terms .container{max-width:800px}.terms p{font-size:1rem;color:var(--medium-gray);margin-bottom:1.2em}.footer{background-color:var(--dark-gray);color:var(--white);padding:40px 0 20px}.footer-content{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:30px;flex-wrap:wrap;gap:30px}.logo-footer h3{font-size:1.5rem;font-weight:900;color:var(--white);margin-bottom:5px}.logo-footer p{color:#ccc}.footer-contact-info{text-align:left}.footer-contact-info h4{font-size:1.2rem;margin-bottom:15px;color:var(--white);border-bottom:1px solid var(--santander-red);padding-bottom:5px;display:inline-block}.footer-contact-info p{margin-bottom:8px;font-size:.9rem;color:#ccc}.footer-contact-info strong{color:var(--white)}.footer-bottom{text-align:center;border-top:1px solid var(--medium-gray);padding-top:20px;font-size:.9rem}.footer-links{list-style:none;display:flex;justify-content:center;margin-bottom:15px;padding:0}.footer-links li{margin:0 15px}.footer-links a{color:var(--white);text-decoration:none;transition:color .3s ease}.footer-links a:hover{color:var(--santander-red)}@media (max-width: 768px){h1{font-size:2.2rem}h2{font-size:1.8rem}.header .container{flex-direction:column;height:auto;padding:10px 0}.header nav{width:100%;overflow-x:auto;padding:10px 0}.header nav ul{justify-content:center;flex-wrap:nowrap;padding:0 10px}.header nav ul li{margin:0 8px;flex-shrink:0}main,.page-content{padding-top:120px}.hero{height:50vh}.contact-content{flex-direction:column}.footer-content{flex-direction:column;align-items:center;text-align:center}.footer-contact-info{text-align:center}}